Join a Federally Chartered Bank and Supercharge Your Mortgage Career

Are you a mortgage loan officer looking for the ultimate career move? Instead of dealing with state licensing restrictions, retail lender overlays, or the uncertainty of independent brokerages, imagine a role where you can originate in all 50 states, earn top-tier compensation, and access the best loan products—all with full compliance and back-office support.



At Peoples Bank, we offer mortgage professionals a federally chartered platform that eliminates the hassles and limitations of traditional mortgage jobs. Whether you're coming from retail or brokerage, this is your chance to expand your reach, increase your earnings, and take full control of your career.


Why Join Peoples Bank?

✅ Get Licensed in All 50 States—No Red Tape

One of the biggest obstacles for loan officers is state licensing—waiting months for approvals, paying hefty fees, and dealing with compliance headaches. But at Peoples Bank, you're automatically licensed to originate in all 50 states from day one.

Expand your pipeline beyond local markets.
Never lose a deal due to state restrictions.
Close more loans and grow your book of business faster.

While brokers and retail lenders struggle with compliance roadblocks, you’ll be closing deals nationwide without limits.


💰 Maximize Your Compensation—No Retail Overlays

Retail loan officers often face low commissions, unnecessary overlays, and pricing constraints that limit their earnings. At Peoples Bank, you have the freedom to bank or broker loans, ensuring you always get the best deal for your client—and for yourself.

Earn up to 275 basis points on brokered loans.
Set your own origination fees when banking loans in-house.
No restrictions on investor options—always get the best pricing.

With full pricing flexibility and top-tier compensation, you can make more per loan than your retail or broker counterparts.


⚡ Faster Closings = Happier Clients & More Referrals

Loan officers know that turn times can make or break a deal. At Peoples Bank, we’ve built a system that eliminates the delays you see in retail or brokerage models.

Direct access to underwriting for quicker approvals.
A full back-office team to handle compliance and loan processing.
Fewer roadblocks, so you can focus on production.

Instead of losing deals due to slow turn times or compliance issues, you’ll be able to deliver a faster, smoother borrower experience—leading to more referrals and repeat business.


🚀 More Loan Products, More Flexibility

Most retail lenders are stuck offering limited in-house products, while independent brokers face restrictions on which investors they can work with. Peoples Bank offers the best of both worlds—a platform that gives you access to wholesale pricing, competitive in-house options, and the ability to broker when needed.

Bank loans in-house for a seamless process.
Broker loans out with no investor restrictions.
Offer clients more loan options than ever before.

The result? More closed deals, happier clients, and a stronger business.


Who This Opportunity Is Perfect For

  • Retail loan officers tired of low commissions, slow approvals, and restrictive overlays.
  • Independent brokers who want the flexibility of wholesale pricing without licensing hassles.
  • High-producing mortgage professionals looking to scale their business with a nationwide footprint.
  • Anyone ready to take their career to the next level with a bank-backed mortgage platform.

Join a Bank That’s Built for Loan Officers Like You

At Peoples Bank, we believe mortgage professionals should have the freedom, tools, and support to build the career they want—without the limitations of retail lenders or the licensing headaches of independent brokerages.

Licensed in all 50 states—close deals nationwide.
Top-tier compensation—maximize your earnings.
Full back-office support—so you can focus on production.
Faster turn times—win more deals with smooth closings.
Bank or broker flexibility—offer the best pricing & loan options.

Ready to leave behind the restrictions and build the career you deserve?

Join Peoples Bank and take your mortgage career to the next level.

Visit www.trustpeoplesbank.com to apply today!